When insurance denies your claim or bills are unfair, you have the right to challenge them.
Medical debt is the leading cause of bankruptcy in America. Insurance companies deny claims. Bills arrive with shocking numbers. Collections calls start.
Most people accept these denials. They pay what they're told to pay. They don't know they have rights.
But you don't have to accept it.
Federal and state laws protect you. You have the legal right to challenge denials and excessive bills.
Challenge your insurance company directly within 180 days
Independent medical reviewer makes binding decision
Challenge self-pay bills under No Surprises Act
Tell us about your situation. Our system guides you through what we need to know.
Optional AI analyzes your case and suggests improvements to strengthen your appeal.
Professional appeal letters, cover sheets, and checklists ready to submit.
Download your packet. We track deadlines and guide you through next steps.
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Don't let unfair denials and excessive bills go unchallenged. Start your fight today.